No digits. No drama. Just Flex
Send and receive money instantly with just a PayTagTM — no account numbers, no friction, no delays.

one transaction at a time
Flex is transforming digital payments
99.9%
Uptime Since Launch
Built for reliability, Flex ensures your money moves when you need it to — day or night, with no delays.
1,000+
App Downloads on iOS & Android
Our growing user base is proof that Nigerians are ready for smarter, faster payments — powered by Flex.
7Secs
Average Transaction Time
Flex is built for speed — because in today's world, money should move as fast as you do.
what we do
Ditch the Old, Embrace the Future of Payments!
The way we handle money is evolving, and we're here to lead the change. Our mission is to make payments faster, safer, and more inclusive for everyone. Flex is the future — a world where financial transactions are as seamless as a click, empowering businesses and individuals across Africa to thrive in the digital age.
Seamless Payments
Instant, hassle-free transactions at your fingertips. Send and receive money effortlessly, anytime, anywhere.
Ultimate Security
Your security is our priority. With encryption and no data exposure, your peace of mind is guaranteed.
Nationwide Reach
Empowering Nigerians across the country. Flex ensures fast, secure, and seamless transactions, wherever you are.
Smart Finance Tools
From real-time tracking to budgeting insights, Flex gives you the tools you need to manage money smarter.
features
Elevate Your Payment Experience.
Say hello to a new era of digital payments! Experience faster, safer, and more convenient transactions with Flex — designed to elevate how you send and receive money across Nigeria.
Digital Cash Wallet
A next-gen digital wallet designed for instant, secure, and hassle-free transactions.
Business Payment Gateway
Enable your business to accept payments with ease through our secure and user-friendly Mobile App.

Peer-to-Peer Payment App
Easily send and receive money with friends, family, or colleagues in just a few taps.
QR Code Payments
Make payments on the go with just a scan. Simple, fast, and secure transactions — no cash, no cards, just QR codes.
products
Powerful Features to Elevate Your Payments
Seamless Payment
Integration
Easily connect with local businesses, subscription services, and POS systems, making it simple for Nigerians to send and receive payments seamlessly.
Instant Payments
Send and receive money in real time—no waiting, no delays.
Learn More
Advanced security
With multi-layer encryption, AI-powered fraud detection, and biometric authentication, your money stays secure.

Smart Budgeting & Expense Tracking
how it works
Sending Money, Making Purchases, Managing Subscriptions
Sign Up & Set Up Your Account
Create an account in minutes. Verify your identity, create your PayTag, and set up your digital wallet.
Add Funds & Manage Balance
Top up your flex wallet using bank transfer or your debit card. The money reflects in your wallet in seconds.
Make Payments & Transfers
Send money, pay bills, or shop online with just a few taps. Use QR codes, or direct transfers for fast and secure transactions.
testimonials
What Our Users Say
Flex has revolutionized how I handle transactions for my business. It's fast, secure, and super easy to use.
Chuka Adebayo
Owner of Adebayo Fashion House
I've used several payment platforms, but none match the simplicity and speed of Flex. It's my go-to for personal and business payments.
Tunde Adewale
CEO of Adewale Tech Solutions
As a small business owner, Flex has made payments incredibly seamless for my customers. The security and ease of use are unmatched!
Ngozi Okwara
CEO, Digital Marketing Solutions
faqs
Frequently Asked Questions

- Download the Flex mobile app from the app store or play store.
- Click on “Register” and follow the registration steps. (BVN required).
- Verify your identity.
- Top up your Wallet.
- Start enjoying seamless transactions.