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Account Limits

Understanding your account limits helps you stay informed and avoid unexpected interruptions.

SILVER

Basic

Users who provide only their BVN (Bank Verification Number) are on SILVER. This tier grants limited access to services with lower transaction and account limits:

  • Daily Transaction Limit: ₦50,000
  • Minimum Wallet Balance: ₦250
  • Maximum Wallet Balance: ₦300,000

GOLD

Enhanced

To get to GOLD, users must provide:

  • BVN (Bank Verification Number)
  • NIN (National Identification Number)

This tier offers higher transaction limits and access to more features:

  • Daily Transaction Limit: ₦200,000
  • Minimum Wallet Balance: ₦500
  • Maximum Wallet Balance: ₦500,000

PLATINUM

Premium

PLATINUM is the highest level, providing maximum benefits and transaction limits. To qualify for PLATINUM, users must provide:

  • BVN (Bank Verification Number)
  • NIN (National Identification Number)
  • A valid government-issued ID
  • Proof of address (utility bill or similar document)

This tier allows you to enjoy the full potential of Flex's services:

  • Daily Transaction Limit: ₦5,000,000
  • Minimum Wallet Balance: ₦1,000
  • Maximum Wallet Balance: Unlimited